Ocean Finance Credit Cards | Sites Like www.oceanfinance.co.uk

💳 Top Sites Like www.oceanfinance.co.uk

About:

Ocean Finance Credit Cards

Ocean Finance was established by Paul Newey and a business partner back in 1991 shortly after his employer went bust. With just a small £2500 investment, the then Tamworth-based operation would emerge as one of the leading players in matching homeowner loans. They benefited greatly from aggressive advertising campaigns that they became famed for throughout the 90s. The business was later sold to AIG in 2006 for £200 million that proved to be a savvy move as the financial crisis loomed ahead, as did mounting PPI issues. The Think Money Group became the new owners in 2012. Ocean’s now Manchester-based operation is a trading name of Intelligent Lending Ltd.

Now with 250,000 people served, brokering for secured and unsecured loans remains core, but the Ocean credit card has proved a popular release since its inception in 2014 in partnership with Capital One. This is a no-frills card with no such promotional offers attached. It’s purchase rate of 39.94% (fixed although stated as variable) is high. This same rate is shared by their now partner brand ThinkMoney. The interest rate a few years back was 34.94% matching the issuer and so there has been an unfortunate 5% price hike. When borrowing for the first time you can access between £200 and £1500 with no set cap on future limits.

Details:

Address: PO Box 5283, Nottingham, NG2 9HD.

Brand: Ocean Finance (aka: Intelligent Lending, OceanFinance) | Part of: Think Money Holdings Ltd.

Launched: 1991 (2014: CC) | Licence: 310069 | Login Provided: Yes.

Opening Hours: Mon to Fri (8am – 9pm), Sat (8am – 5pm).

Phone Numbers: 0344 481 2812 (general) | 0800 952 0260 (applications).

Rates: Representative (39.9% = 39.94%). Variable (see above).
= No current promotion.

Related: ThinkMoney | Partnerships: Capital One.

Reviews: Feefo (82% 5* rated: 3720+) | Reviews IO (NA) | Trustpilot (74%: 60+).

Site & Alexa Rank: www.oceanfinance.co.uk (#854,634).

Phone Look-ups (Direct & Third Party Lines Across Products):

*Top lines sorted by popularity based on external look-up data. Only 16 found.
= Always use the main contact number above for correspondence.

1) 08005610170
2) 01617110282
3) 02036031584
4) 01618049963
5) 03444812812
6) 01617110592
7) 01133602702
8) 08009524966
9) 09131240116
10) 01138275407
11) 03444814000
12) 08009525267
13) 01616727575
14) 08009520260
15) 08009520262
16) 01614134698

Sites Like www.oceanfinance.co.uk:

Top 10 Direct Bad Credit Card Sites (Sorted by Alexa Ranks).

*APR (purchase rate | variable range) & promotion listed (if available).

1) Barclaycard (Forward) @ www.barclaycard.co.uk (#27,844)

~ 33.90% | 0% purchases (3m)

2) Tesco Bank (Foundation) @ www.tescobank.com (#75,001)

~ 27.54% (27.5 > 39.9) | Earn Clubcard points

3) Capital One (Classic) @ www.capitalone.co.uk (#113,462)

~ 34.94% | NA

4) Aqua (Advance & Classic) @ www.aquacard.co.uk (#241,966)

~ 1) 34.95% (34.9 > 59.9) | Rate reduction | 2) 37.95% (37.9 > 59.9) | NA

5) Vanquis Bank (Classic) @ www.vanquis.co.uk (#435,367)

~ 39.94% (39.9 > 69.9%) | NA

6) 118 118 Money (Guaranteed Rate) @ www.118118money.com (#788,369)

~ 34.00% | No fees

7) Tandem (Journey) @ www.tandem.co.uk (#944,052)

~ 24.90% (24.9 > 39.9) | NA

8) Marbles @ www.marbles.com (#1,194,841)

~ 34.95% (34.9 > 59.9) | NA

9) Chrome @ www.chromecard.co.uk (#1,860,540)

~ 29.50% (29.5 > 59.9) | NA

10) Luma @ www.luma.co.uk (#3,581,046)

~ 35.94% | NA

Top Affinity Bad Credit Card Sites (Sorted by Alexa Ranks).

*APR (purchase rate | variable range) & promotion listed (if available).

1) Amazon (Classic) @ www.amazon.co.uk (#99)

~ 29.95% (29.9 to 34.9) | 0% purchases (3m) & £10 voucher

2) Very @ www.very.co.uk (#13,472)

~ 34.94% | £10 discount on next purchase

3) Post Office (Classic) @ www.postoffice.co.uk (#44,684)

~ 34.94% (19.9 to 34.9) | Prime only: 0% purchases (12m) & 0% transfers (18m)

4) Littlewoods @ www.littlewoods.com (#53,925)

~ 34.94% | £10 discount on next purchase

5) ThinkMoney @ www.thinkmoney.co.uk (#189,043)

~ 39.94% | NA

Featured:
6) Ocean Finance @ www.oceanfinance.co.uk (#817,014)

~ 39.94% | NA

7) Argos (Classic) @ www.argosclassic.co.uk (unranked)

~ 34.95% (34.9% to 39.9%) | 0% purchases (3m)

Notes: Only subprime cards are included. The traffic ranks shown don’t highlight subprime market share. This is a micro niche for some of the listed direct lenders and for most of the affinity partners. Improved ranks at least hand greater visibility to pitch these products.

Last Page Update: June 9th, 2020.



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