Luma Credit Cards | Sites Like www.luma.co.uk

💳 Top Sites Like www.luma.co.uk

About:

Luma Credit Cards

The Luma credit card was launched in the year 2012. It was then part of MI Money that lies within the TotallyMoney Group (previously named Media Ingenuity). Luma’s release had followed Granite that was partnered with Vanquis. This time around they used Capital One who have now become the brand owners. This was identified from the name being scrubbed from MI Money’s FCA licence and added to that of Capital One (Europe) Plc besides the main one. It’s not a big shock that this has happened, as MI’s Granite site is now closed for new applicants that suggests that full focus has passed on to TotallyMoney (comparison & credit reporting).

This had been one of the most popular subprime cards during the time that they ran a TV ad campaign. Things have however changed and even since ownership has passed on they haven’t been able to replicate their once competitive Alexa rankings. Their site is now even being edged out by Chrome and Marbles that are each secondary brands of Vanquis and NewDay. Luma’s purchase rate is set at 35.94% that is 1% higher than Capital’s Classic. APR is listed as variable, but it’s currently fixed. The same £200 to £1500 limit will be set for new customers and over time this may be extended subject to status.

Details:

Address: PO Box 5283, Nottingham, NG2 9HD.

Brand: Luma (aka: Luma Card) | Part of: Capital One Financial Corp.

Launched: 2012 | Licence: 204440 | Login Provided: Yes.

Opening Hours: Mon to Fri (8am – 9pm), Sat (8am – 5pm).

Phone Numbers: 0333 000 0477 (general) | 0800 597 0065 (applications).

Rates: Representative (35.9% = 35.94%). Variable (see above).
= No current promotion.

Related: Capital One | Partnerships: Littlewoods, Ocean Finance, Post Office, ThinkMoney, Very.

Reviews: Feefo (NA) | Reviews IO (NA) | Trustpilot (NA).

Site & Alexa Rank: www.luma.co.uk (#3,581,046).

Phone Look-ups (Direct & Third Party Lines Across Products):

= Insufficient data for this company.

Sites Like www.luma.co.uk:

Top 10 Direct Bad Credit Card Sites (Sorted by Alexa Ranks).

*APR (purchase rate | variable range) & promotion listed (if available).

1) Barclaycard (Forward) @ www.barclaycard.co.uk (#27,844)

~ 33.90% | 0% purchases (3m)

2) Tesco Bank (Foundation) @ www.tescobank.com (#75,001)

~ 27.54% (27.5 > 39.9) | Earn Clubcard points

3) Capital One (Classic) @ www.capitalone.co.uk (#113,462)

~ 34.94% | NA

4) Aqua (Advance & Classic) @ www.aquacard.co.uk (#241,966)

~ 1) 34.95% (34.9 > 59.9) | Rate reduction | 2) 37.95% (37.9 > 59.9) | NA

5) Vanquis Bank (Classic) @ www.vanquis.co.uk (#435,367)

~ 39.94% (39.9 > 69.9%) | NA

6) 118 118 Money (Guaranteed Rate) @ www.118118money.com (#788,369)

~ 34.00% | No fees

7) Tandem (Journey) @ www.tandem.co.uk (#944,052)

~ 24.90% (24.9 > 39.9) | NA

8) Marbles @ www.marbles.com (#1,194,841)

~ 34.95% (34.9 > 59.9) | NA

9) Chrome @ www.chromecard.co.uk (#1,860,540)

~ 29.50% (29.5 > 59.9) | NA

Featured:
10) Luma @ www.luma.co.uk (#3,581,046)

~ 35.94% | NA

Top Affinity Bad Credit Card Sites (Sorted by Alexa Ranks).

*APR (purchase rate | variable range) & promotion listed (if available).

1) Amazon (Classic) @ www.amazon.co.uk (#99)

~ 29.95% (29.9 to 34.9) | 0% purchases (3m) & £10 voucher

2) Very @ www.very.co.uk (#13,472)

~ 34.94% | £10 discount on next purchase

3) Post Office (Classic) @ www.postoffice.co.uk (#44,684)

~ 34.94% (19.9 to 34.9) | Prime only: 0% purchases (12m) & 0% transfers (18m)

4) Littlewoods @ www.littlewoods.com (#53,925)

~ 34.94% | £10 discount on next purchase

5) ThinkMoney @ www.thinkmoney.co.uk (#189,043)

~ 39.94% | NA

6) Ocean Finance @ www.oceanfinance.co.uk (#817,014)

~ 39.94% | NA

7) Argos (Classic) @ www.argosclassic.co.uk (unranked)

~ 34.95% (34.9% to 39.9%) | 0% purchases (3m)

Notes: Only subprime cards are included. The traffic ranks shown don’t highlight subprime market share. This is a micro niche for some of the listed direct lenders and for most of the affinity partners. Improved ranks at least hand greater visibility to pitch these products.

Last Page Update: June 9th, 2020.



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